Kentucky Car Accident Regarding UCSPA.
This case is about a woman and her Louisville car accident attorney that file a lawsuit claiming unfair settlement practices and the Court hearing all the evidence decides that more evidence is needed in order for this Court to determine whether or not the Plaintiff actually has a case.
In June of 2010, the United States District Court for the Western District of Kentucky heard a case that involved a woman and her car accident and the bad faith violation (Unfair Claims Settlement Practices Act) she alleged against the Defendant. (See Phelps v. State Farm Mutual Automobile Insurance Co., 2010 WL 2471845 (W.D.Ky.)).
The facts of this Kentucky car accident case are as follows. The Defendant was driving in Louisville when he pulled out from a gas station in front of the Plaintiff causing the Plaintiff’s car to strike his car. Liability is not in question. The Plaintiff was transported to a hospital and was diagnosed with herniated disc requiring surgery. Id. The Louisville car accident was in July of 2003 and Plaintiff’s surgery was on October 15, 2003. Id. Plaintiff submitted her claim to Defendant’s insurance company (State Farm) for her personal injuries and damage to her car. Id. State Farm began to investigate the claim and found in February of 2004 that Plaintiff had a preexisting back problem from a 1999 car accident. Id. After further investigation, Defendant found out that all therapy for the 1999 car accident ended in 1999 and thus decided to make an offer of $25,000 to settle this claim. Id.